Employers Liability Insurance

In case the employer give employment to only one employee

(Requires Employee Full Name and Identity Card Number and the Employers liability will be limited only for this named employee)

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In case the employer give employment to more than one employee

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What does the Employers’ Liability Insurance Cover?

The Policy indemnifies the Employer against his legal liability to pay compensation in respect of bodily injury, death, disease or illness caused by accident to any employee, arising out of and in the course of his employment by the Insured. (for permanent residents of Cyprus)

The following are the minimum Limits provided (as specified by Law)

* Single Employee Limit € 160.000
* Limit of Indemnity € 3.417.203
* Aggregate Limit of Indemnity € 5.125.804

* There is an option available to increase the Single Employee Limit

What does the Employers’ Liability Insurance exclude?

The policy is subject to certain exclusions, some of which are:
· War, acts of terrorism, loss, damage or liability arising from nuclear weapons material and radioactive contamination
· Liability to subcontractors’ employees.
· Liability arising from the use of Motor Vehicle.
· Liability assumed under agreement.
· Fines, penaltie.
· Asbestosis

Who can Benefit from the Employers’ Liability Insurance?

Individuals with domestic employees, shopkeepers, factory owners, hoteliers and others (professionals, businessmen, organisations) who employ persons for more than 8 hours per week

Some Advantages of the Employers’ Liability Insurance
· Option to choose an increased limit of indemnity for the cover of each employee
· Cover abroad for employees who are permanent residents of Cypurs

The Employer’s Liability Insurance Policy is dealt under General Liability Class.

Important Note

The full text of the Insurance Policies are available at any of our offices. Make sure that you agree with the terms of the Policy and that the cover provided corresponds with your insurance needs. It is important and to your own benefit that you declare, in the Insurance Proposal, all required particulars and information.

All Cyprus:
77 77 4 5 6 7
Fax: 22024050
Email: info@anytimeinsurance.com

Tel. 7000 8025
Fax. 22024051
Tel. 7000 8020
Fax. 22024052
Τel. 7000 8024
Fax. 22024053
Τel: 7000 8026
Fax. 22024054
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